Cliffmoor Funding Group, a small-business funding service in Pine Bluff, Arkansas, is a funding broker, not a lender. Requests go to funding partners, and each partner reviews and decides on its own. This page covers merchant cash advances, information sharing and checks before accepting an offer.
What Cliffmoor Funding Group is, and is not
Cliffmoor Funding Group is a funding broker, not a lender. Cliffmoor neither lends its own funds nor decides credit, rates or terms. It takes requests by phone and form and matches them with funding partners.
Funding partners decide independently whether to make an offer and on what terms.
Partner decisions and offers
Partners apply their own criteria to each request and may ask for records. Offers, when made, arrive in writing from the partner. Cliffmoor cannot promise that a request will receive an offer, and sending a request does not oblige you to accept one.
Merchant cash advances are not loans
A merchant cash advance is not a loan; it is a discounted purchase of future receipts. Collection runs through an agreed share of receipts or a fixed debit until the full purchased amount is remitted. A factor, not an interest rate, sets its cost.
How your information is shared
What you share on the form or by phone is used to match the request and may go to funding partners weighing it. Categories of information and your choices are listed in the privacy policy.
Checks before you accept any offer
- The total repaid or remitted, every fee included.
- The payment schedule and how it meets your slowest weeks.
- Collateral pledged, liens to be filed, and any personal signature.
- Prepayment terms and the consequences of default.
- For an advance, the factor, the holdback or fixed debit, and how reconciliation works.
Questions about these disclosures
Questions go to (870) 218-9619, and the contact page has the rest.
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